You Will Never Pay Off Your Credit Cards

Courtesy of Cracked.com:

Having real credit card issues?  Try getting into a Debt Management Plan (DMP) through organizations like Money Management International.  They'll negotiate with credit card companies to get your interest rates down to nothing (or almost nothing), lower your minimum payments, and help you make your payments on time.  I've been working with them personally for about 5 years and will have what started out at around $30,000 in credit card debt paid off this summer.